UK Business Funding Options
Explore business funding options for an established UK commercial business, including a Merchant Cash Advance or a larger business loan. Tell us what the funding would support and we’ll use the initial review to identify a relevant route to discuss. All funding is subject to eligibility, affordability checks and lender approval.
Get your free business funding review
Complete the short form. We only ask for the information needed to identify a suitable route.
Compare two business funding routes.
Your answers help identify whether a Merchant Cash Advance or the larger business-loan route may be relevant for discussion.
Merchant Cash Advance
A potential route for eligible businesses that accept card payments, with repayments linked to future card takings.
- Useful for lower funding requirements
- Repayments linked to future card takings
- A merchant statement helps us assess suitability
Business loans of £100,000+
For established UK commercial businesses seeking larger facilities.
- Commercial purposes only
- Eligibility and affordability checks apply
- Not currently available with active CCJs or defaults
The essentials we use to assess the right route.
This remains a short pre-qualification. Having a few details ready helps us review the enquiry quickly without asking you to complete a lengthy application.
Funding requirement
Know approximately how much you need, when you need it and what it will support in the business.
Business information
We ask for the owner’s name, business details, trading history and contact information.
Useful documents
For a Merchant Cash Advance, a recent merchant statement can help us assess suitability more quickly.
Businesses seeking a lower amount may find a Merchant Cash Advance more suitable, while the business-loan route is generally intended for established commercial businesses seeking £100,000 or more.
Business funding, explained simply.
What is a Merchant Cash Advance?
It is a funding option for eligible businesses that take card payments. Repayments are linked to future card takings, and suitability depends on the business, its trading history and the provider’s assessment.
When is the business-loan route relevant?
Our business-loan enquiries are generally for established commercial businesses seeking facilities of £100,000 or more, subject to full eligibility and affordability checks.
Will submitting the review affect my credit file?
The website form is an initial pre-qualification enquiry, not a guarantee of approval. Any later checks or application requirements will be explained before proceeding.
What if I am unsure which option fits?
Select “Not sure” in the form. We will use the amount, purpose, trading history and card-payment information to identify a relevant route to discuss.
A straightforward review.
Tell us about your business
Complete the short pre-qualification form.
We review your requirements
We consider the amount, purpose, trading history and most suitable funding route.
Discuss suitable options
An ABSS contact follows up about the next step, with no obligation to proceed.
